Pay down the capital debt.

Keep the general budget intact and increase our level of giving to meet this goal.

Allow future generations to use their resources exponentially for God’s work.

For it will be like a man going on a journey, who called his servants and entrusted to them his property.

Matthew 25:14

Shades Crest Baptist Church Capital Campaign

It has been placed on many prayerful hearts in our church to make a strong and faithful effort to pay off our capital debt. This debt has enabled us to love and grow our church in wonderful modern facilities. As with any debt, however, if it continues to linger it may become a handicap to future generations. Ultimately, we all desire our church, Shades Crest Baptist, to have the biggest impact for Christ on our community, country, and world. The “Empower the Future” capital campaign is being established so that our children will not be strapped by our indebtedness. The campaign’s goal is to empower generations to use their resources exponentially as God directs to expand His kingdom.

It is our prayer that you would begin prayerfully considering how God is leading you to contribute as we embark on this 3 year campaign from 2017 to 2019. God is working in our family of faith in a mighty way.

For His Kingdom,
Empowering the Future Campaign Committee: Lonette Berg, Barbara Bratton, Trey Dowdey, David Henry, Brian Lee, J. D. Powell, Rhonda Stringfellow

Capital Campaign Video

But who am I, and who are my people, that we should be able to give as generously as this? Everything comes from you, and we have given you only what comes from your hand. 1 Chronicles 29:14

Empowering the Future Questions & Answers

1.  How long is the giving period?   January 1, 2017 to December 31, 2019.

2.  What was the original debt?   $7,058,935

3. How much do we owe now?   Currently, our debt is $5,684,283.

4.  What is our interest rate?  As of our last report, our rate was 3.03%. Since we have a commercial loan, the way the rate is calculated is different from a typical home mortgage. If rates rise, our interest payment will rise?

5.  How much do we have to collect each month to meet our payment?   Assuming that interest rates stay even, we must collect $14,700 per month to cover our interest obligation. In addition, by the end of the campaign period, we will need to pay $385,000 toward the principle. So essentially, we need approximately $26,000 per month to meet our total debt obligations through the end of 2019.

6.  What is our goal?   Unlike most capital campaigns, our goal is not a monetary figure. Rather our goal is that every member will participate in the campaign by making their best pledge and that they will also commit to supporting the church’s operating budget. If this goal is met, we believe we will not only meet our debt obligation, but we will also meet our budget.

7.  Would it be helpful if I diverted the money I give to the budget toward the debt?    Not really. While it would help reduce our indebtedness, it would lower the resources needed to operate our regular ministries. Empowering The Future is designed to be above and beyond our regular, budget giving.

8.  Since I can’t give a large amount to the campaign, does my pledge even matter?    Yes it does. Every gift in this campaign helps reduce the debt while saving the church interest. Plus, you will have the satisfaction of knowing that you are part of this great effort.

9.   How do I make my pledge?    Pledge cards will be mailed to each member home prior to Pledge Sunday, November 20. If you plan to be in worship that day, you will have an opportunity to turn in your pledge card during the service. You can also bring your pledge card to the office during the week or you can mail it to the church. We hope to have all pledge cards by the end of November.